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Showing posts from July, 2016

Refi

The bank just change the amount at closing by $2200.  I am just so ready to be done.  Thankful I am married to an accountant who was able to go through the closing paperwork and notice some things.  When the underwriter tried to explain it to us I felt like she was talking double talk and she was blaming us.  So here I sit at work while I would rather be home putting kids to bed and then discussion options.  We will probably still sign on Friday (or Lee will) I am not going to be on the loan. Just trying to breathe and make it through until the next crisis. 

20 years and what have I done????

My 20 year class reunion was this weekend.  I wish I would have gone to the formal dinner but I didn't.  I was pondering what I have done with my life and of course came up with all the negative stuff.  Like our huge amount of debt, our lack of traveling, and our too small house and our 20 year old van and the 30 pounds I still have to lose. But there is lots of positives.  I have four fabulous kids and I have been married 16 years to my first husband.  We managed to keep our home for the past 13 years.  I earned my master's degree which puts me in the minority (education wise) of people.   I enjoy my job and I feel blessed I was able to find a job that is part time and doesn't require daycare for the most part.    I don't have regrets.  I have things I wish would have gone differently but I don't have regrets so to speak.  I wonder where the next 20 years will take us.  We will be empty nesters.  We will likely still be working. Although not sure what that wi